What does a vehicle service contract cover that a warranty doesn't?
In the event of a mechanical breakdown, a vehicle service contract or VSC can help reduce your costs to repair or replace components that are not covered by the manufacturer's warranty. Our program also provides additional valuable benefits such as towing, rental car and emergency roadside assistance for covered breakdowns. The coverage continues until the expiration date of the contract or when the expiration odometer mileage is reached, whichever occurs first.
Can a vehicle service contract save me money?
The advanced technology on today's vehicles has increased the complexity of even basic repairs. As a result, repair and labor costs have increased and will likely continue to do so. The cost of just one future repair may exceed the cost of purchasing a contract today.
Can the purchase price be included in my monthly vehicle payment?
Yes, the cost of this coverage can usually be added to your monthly payment, but it can only be done when you purchase your vehicle. If you are financing your vehicle, ask your dealer for details.
What if I decide to sell my vehicle before the coverage expires?
You may be able to transfer any remaining coverage to the next owner. The added value of a service contract may make it easier to sell your vehicle and even help you get a higher resale price.
What should I do if my vehicle breaks down?
If possible return to the dealership to determine the problem and cause of the breakdown — and, if needed, make sure to take advantage of your plan's towing benefit. Have the repair facility call before beginning any repairs. You pay for only your deductible and any costs not covered by your contract.
Can I renew my coverage?
If you still own your vehicle before your coverage expires, you may be able to purchase a new contract, subject to availability.
Where can I take my vehicle for repairs if I'm far away from home?
Your vehicle service contract will be accepted at thousands of licensed repair facilities throughout the U.S. and Canada. If you have a breakdown far from home, you towing benefit can help you get to a nearby repair facility. You will also be reimbursed for lodging, meals and rental car while your vehicle is in the shop for covered repairs.
What if I use my vehicle for commercial purposes (i.e., rideshare)?
Using a vehicle for hire to the public or to transport people for hire does not void your coverage, provided that the vehicle is titled in a personal name and is operated by one individual or multiple related individuals.